Credit Repair Services

Improve Your Credit

We help remove inaccurate and unverifiable items holding back your credit scores and destroying the health of your credit. Whether you are looking to buy a new home, vehicle, or just lower your monthly bills we can help! 

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How We Can Help You Improve Your Credit

Just like your capabilities depend on your physical health, your financial life depends on the health of your credit. We work to heal and revitalize your credit, so you can enjoy life without financial constraints.

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Understanding Your Situation

We examine your credit reports with a surgical eye, uncovering any items that may be causing you and your credit undue harm.

Legal Dispute Process

Negative data is like cancer to your credit. Our disputes compel the credit bureaus to remove any such data that is inaccurate or unverifiable.

Build Positive Credit

We work with you to rebuild your credit into a healthy, robust profile that qualifies you for the best rates.

Personal Service

Rest assured that your credit is in the hands of credit repair experts. We’ll be accessible and proactive throughout the process.

You Need Healthy Credit for a Brighter Future

More than one in five (26%) consumers have a “potentially material error” in their credit file that makes them look riskier than they are.

—The Brookings Institution

More than 90% of our clients graduate our credit repair services, helping them get approved for the financing they need with better terms and interest rates.

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Customer Satisfaction!

Our Holistic Approach

  • Payment History
  • Amount Owed
  • Credit Mix
  • New Credit
  • Length of Credit History
Improving your credit is about more than removing items from your credit report. We take a holistic approach to address all of the items that may be holding down your credit profile and credit scores.

Following our proven process, we’ll help you address your whole credit profile, including every factor of your credit scores from payment history to your overall mix of credit.

We’ll dissect your derogatory items and work together with you to make a personalized plan of action to resolve your specific credit issues and help you pursue your financial goals.

Get Healthy Credit

Our holistic approach to repairing and rebuilding your credit.

Credit Audit

Get a professional review of all 3 credit reports and scores. 

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Credit Repair

Remove inaccurate and unverifiable information holding back your credit.

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Credit Rebuilding

Get the tools and resources you need to build great credit. 

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Our Satisfied Clients

See for yourself what our past clients have to say about our results.

Very Pleased!!!

Very pleased with the results that I received from Credit Physicians. The increase in my credit scores far exceeded my expectations. It was a pleasure working with Credit Physicians. They are professional, knowledgeable and he provided great customer service throughout the process.

Rachel, Satisfied Client

I’ve Noticed Many Deletions

I have been using Credit Physicians service for the last past year. I’ve noticed many deletions on my credit report since beginning the cleanup. But most importantly, I was able to get a personal loan for my education. I am well on my way to clean credit and my nursing degree! Thanks Credit Physicians!

OMAR, Happy Client

Reasonable and Effective

Credit Physicians is reasonable and once you finish your payment plan he continues to work on your behalf. Thank You Credit Physicians for getting me where I need to be… If you are looking to get your credit history back on track, give Credit Physicians a call!

ALEX, Client

About Credit Physicians

We understand the unforeseen can happen. We believe everyone deserves a second chance and our credit experts are here to help you. We work with you, the credit bureaus, and your creditors to help you attain the highest best credit possible — and give you the knowledge to keep it that way.

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Frequently Asked Questions

How soon can I expect results?
In as little as 35 days! After we send your first dispute letters to the credit bureaus, they have 35-45 days to respond. We often get them to delete at least some negative items on the first try.
What kind of negative items can you remove?
Collections, late payments, chargeoffs, public records, personal data — all of these items and more must be completely accurate and verifiable or be removed, per the Fair Credit Reporting Act.

We use our experience with consumer protection laws like the FCRA to get you the credit you’re entitled to!

What if my negative items are correct?
We do everything lawfully possible to help you get the best credit. That starts with making sure your credit is 100% verifiable and accurate. However, that’s not the end.

We have methods of directly disputing with your creditors and collection agencies and ensure they follow the law to the letter.

What is a “frivolous” credit bureau response.
The credit bureau is claiming that your dispute is unclear, unspecific, or false. However, they’ve been known to do this as a stall tactic.

We use expert strategies to address such stall tactics and enforce your right to the deletion of inaccuracies and unverifiable items.

Can’t you request my credit report on my behalf?
As a financial services company, if we request your credit reports, it could result in a “hard” inquiry that reduces your credit scores by several points.

However, you can request your credit reports yourself as often as you want without any affect your credit scores.

Are you going to bill me in advance?
No, never. As a business, our first priority is compliance with all Federal regulations, which prohibit credit repair companies from billing you in advance.

With us, you’ll only pay for services rendered, with clear pricing and no hidden costs or fees.

Get Started Today!

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Your credit impacts almost every area of your financial life. Don't let inaccurate and unverifiable items on your credit report waste your hard earned money any longer.

Contact us today to learn more about how we can help you!